Answering Questions

Debenhams expects you to provide complete and accurate information when you take out your insurance policy, throughout the lifetime of the policy and when you renew your insurance.

When purchasing, amending and renewing your insurance policy, you must take care to answer all questions honestly and to the best of your knowledge. If you don’t answer the questions correctly, your policy may be cancelled or your claim rejected or not fully paid. If you are unsure of your answer to a particular question, you should make reasonable efforts to obtain the information required to answer it correctly.

If you need help with any of the questions, please see the accompanying help text or the frequently asked questions. If you cannot find what you need, please contact us. Before you purchase your policy, please carefully check your answers to ensure they are correct. If there are any inaccuracies, please correct them before you pay for your policy.

We will send you a Schedule of Information confirming the details you have supplied, with your policy documents. Please make sure that all the information shown is correct. If you notice any inaccuracies, please contact us to make the required amendments immediately.

Terms & Conditions

Debenhams Retail Limited is an Appointed Representative of Somerset Bridge Insurance Services Limited who are authorised and regulated by the Financial Conduct Authority. No 477112. Somerset Bridge Insurance Services Ltd is registered in England and Wales No. 06334001. Registered office Lysander House, Catbrain Lane, Cribbs Causeway, Bristol, BS10 7TQ.

Frequently Asked Questions

How do I get a Debenhams Life insurance quote?

If you need a life insurance quote, just call 0344 776 5650

What is Debenhams Life Insurance?

We offer two different life insurance policies. You can choose mortgage protection, which will cover an amount borrowed on a home which will decrease over the years covered. Or fixed term life insurance, which will always have the same pay–out.

Can my partner be covered too?

Yes, you can take out a joint policy which would cover both you and your partner.

How much do I have to pay each month?

The amount you pay will depend on your age, smoking status, amount of years you would like the cover for and your state of health. You can ask an agent for more help if you’re unsure.

When does the cover end?

Your cover will finish when the term of your policy that you selected on the outset or you have made a claim, whichever happens first.