The Life Insurance that treats you

We all hope that nothing bad will happen to us. But if it does, we want to make sure that we, and the people we love, are protected. That’s just what Debenhams Life Insurance does, with three cover options to choose from including Life insurance, Mortgage protection and Critical illness.

What do you get?

Our life insurance gives you peace of mind that you and the people you love will be taken care of if anything happens to you – and treats you to a little something. Here’s what you get:

Cover from the UK’s leading life insurers

Immediate cover

No upfront costs

Instant access to a “real” person at the end of the phone

Customer care and advice line for more complicated policy requirements

Help and support at every stage of the quotation process

Premiums starting from as little as £5 per month

Cover for 17-79 years of age

Get a free quote when you speak to one of our experienced UK based agents.

Life Insurance

Life insurance (also known as Level term assurance) is an insurance policy that pays out a tax–free lump sum if you die or are diagnosed with a terminal illness.

The amount paid out (sum assured) remains the same, no matter when you die. You may choose to take out life insurance to ensure your family has a sum of money to cover any borrowing, and to give them enough money for living expenses for a number of years.

If you buy this as a standalone product (i.e. without critical illness), the amount you pay will stay the same throughout the life of the policy.

What are the benefits of Life Insurance?

Safeguards your lifestyle

Protects your family’s future


Peace of mind at a difficult time

Unpaid debts / loans are covered

Funeral costs are paid

Outstanding mortgages paid

Terms & Conditions

Debenhams Retail Limited is an Appointed Representative of Somerset Bridge Insurance Services Limited who are authorised and regulated by the Financial Conduct Authority. No 477112. Somerset Bridge Insurance Services Ltd is registered in England and Wales No. 06334001. Registered office Lysander House, Catbrain Lane, Cribbs Causeway, Bristol, BS10 7TQ.

Frequently Asked Questions

How do I get a Debenhams Life insurance quote?

If you need a life insurance quote, just call 0344 776 5650

What is Debenhams Life Insurance?

We offer two different life insurance policies. You can choose mortgage protection, which will cover an amount borrowed on a home which will decrease over the years covered. Or fixed term life insurance, which will always have the same pay–out.

Can my partner be covered too?

Yes, you can take out a joint policy which would cover both you and your partner.

How much do I have to pay each month?

The amount you pay will depend on your age, smoking status, amount of years you would like the cover for and your state of health. You can ask an agent for more help if you’re unsure.

When does the cover end?

Your cover will finish when the term of your policy that you selected on the outset or you have made a claim, whichever happens first.